What is Sam's Club Credit Card?
Sam's Club is a membership-only retail warehouse club owned and operated by Walmart, Inc. It was founded in 1983 and has been offering its own credit card since 1998. Sam's Club credit cards are issued by Synchrony Bank, and offer a variety of benefits and rewards for cardholders. These benefits include discounts on certain items, cash back rewards, and exclusive access to special offers. They also provide cardholders with a variety of payment options, including the ability to pay online or in-store. If you’re a member of Sam’s Club, a Sam’s Club credit card can be a great way to save money and get rewarded for your loyalty.
What are the Benefits of Sam's Club Credit Card?
The Sam's Club Visa credit card offers a variety of rewards and benefits that make it a great choice for those who shop at Sam’s Club frequently. One of the most attractive features of this credit card is that it offers a reward system that allows cardholders to earn cash back on their purchases. Cardholders can earn up to 5% cash back on their Sam’s Club purchases, as well as up to 2% cash back on purchases made at other retailers. Additionally, cardholders can take advantage of special offers and discounts, including free shipping on certain items and exclusive access to certain items. Cardholders also have the option to pay online or in-store, and can manage their accounts online or via the Sam’s Club app.
How to Manage Sam's Club Credit Card Balance?
Managing your Sam’s Club credit card balance is easy. Cardholders can easily view their balance and recent transactions online or through the Sam’s Club app. Additionally, cardholders can set up automatic payments or make one-time payments online. Sam’s Club also offers an AutoPay feature that allows cardholders to set up automatic payments so that their balance is always paid on time. Cardholders also have the option to pay their balance over the phone or in-store. It is important to note that there may be fees associated with some of these payment options.
What are the Fees and Interest Rates for Sam's Club Credit Card?
The fees and interest rates associated with the Sam’s Club credit card will depend on the type of card. The Sam’s Club Mastercard offers an APR of 17.15% to 25.15%, depending on the applicant’s creditworthiness. Additionally, there is no annual fee for this card. The Sam’s Club Visa card offers an APR of 17.15% to 25.15%, and also has no annual fee. Both cards have a cash advance fee of either $10 or 5% of the cash advance amount, whichever is greater. Additionally, both cards have a late payment fee of up to $38.
How to Avoid Paying Interest on Sam's Club Credit Card?
To avoid paying interest on your Sam’s Club credit card balance, it is important to pay your balance in full each month. Cardholders should also make sure to make their payments on time to avoid late fees and possible negative impacts to their credit score. Additionally, cardholders should be mindful of their spending and avoid making purchases they cannot afford.
How to Contact Sam's Club Credit Card Customer Service?
Cardholders who need assistance with their Sam’s Club credit card can contact customer service by phone at 1-800-964-1917. Customer service representatives are available 24 hours a day, 7 days a week. Cardholders can also contact customer service through the Sam’s Club website or via the Sam’s Club app.
Conclusion
The Sam’s Club credit card is a great choice for those who shop frequently at Sam’s Club. It offers a variety of rewards and benefits, including cash back rewards, discounts, and exclusive access to special offers. Cardholders can manage their accounts online or through the Sam’s Club app, and can make payments online, in-store, or over the phone. Additionally, cardholders have the option to avoid paying interest by paying their balance in full each month and avoiding making purchases they cannot afford. If you have any questions or need assistance, you can contact customer service by phone or through the Sam’s Club website or app.
